IN- In this financially-tight times use charity shops and second-hand stores more than ever. De-cluttering has become trendy, and many thrift stores are displaying the best collections in a long time. Vintage is fabulous, whatever the age.
OUT- Spending your last credit remains on throw-away fashion. Recycle and invest in good quality items you can wear over and over again, mix and match and that will still look fabulous when the economy picks up and our shopping sprees become affordable again.